As launder "dirty" money professionals Tips

As launder "dirty" money Tips professionals International Anti-Money Laundering (FATF) has not yet ruled Russia from the "blacklist". Despite the fact that the law on counteracting the legalization (laundering) of proceeds of crime "is already halfway money in Russia remains" erased ". The fact is that in the law, there are many loopholes. The easiest and safest way of money-laundering, a series of transactions of less than 600,000 rubles. The law will be recalled that in February this year in the financial and banking regulations to control the operations of more than 600,000 rubles. The law on counteracting the legalization (laundering) of proceeds of crime "requires all financial organizations dealing with cash, report to the competent body, the Committee for Financial Monitoring (KFM) all questionable transactions. CFM, in turn, should take a suspicious customer to a pencil and report on violators in UBEP. Banks are really the letter of the law and inform KFM on suspicious transactions in excess of the limit. To do otherwise, they may not : nedonositelstvo could be licensed. However, if before the law client banks were in a panic, they are now quite calm. Recipes legitimate money laundering easy. "Experience shows that the most common way of circumventing the law is a crushing operations in the amount of less than 600,000 rubles, which banks can not communicate with CFM-described" NEWSPAPER "company lawyer Tax Consulting U. K. Andrei Tereshchenko. There is another way : "dirty" money available in small numbers in different banks, including overseas. In order to legalize proceeds normally resort to the operation of the stock market, with the purchase of securities and buying expensive equipment (cars, yachts, aircraft, real estate, luxury items). Quite a money laundered in offshore companies on the Internet, and through credit cards, non-bank money transfer systems, and international trade in goods and services. Some, seeking to legalize a large sum several times "zasvechivayutsya" in a casino : subsequent monitoring bodies are difficult to prove that the money is earned for gambling table. Go border Consider how, in practice, these methods legalization. When buying for cash securities, such as bonds, the owner receives coupons for interest paid. When it comes to the bank or pay interest for bonds it issued in the hands of already 'clean' money. Chief Economist IC "NIKoil" Vladimir Tikhomirov told, that 'now, in practice the following transactions : buying American Depository Receipts (ADR), and then exported abroad, where they are sold'. According to Tikhomirov, the popularity of such securities transactions associated with the peculiarities of their passage through customs : for this type of securities is no specific definition, that is not required in the declaration. However, individuals have the right to spend on the purchase of securities of foreign companies more than 75 thousand dollars a year. The ADR for large amounts, typically purchased by friends or relatives. Incidentally, as a 'detergent' not less attractive and travellers' cheques. They also do not require the declaration of the amount, but in the customs declaration of cheques are still celebrating. Expensive toys Among the top money-laundering operations can be applied to precious metals, stones or works of art. Purchased items are design tool and with the formalities can be easily transferred abroad. Those wishing to legalize income (such as those often found people who get paid envelope) sometimes resorted to a risky operation : for example, indicated in the contract for the purchase of real estate is not a market value and the amount Assessment of the BTI. The difference is usually payable 'dirty' money, and then apartments or houses sold at market price. The proceeds from the sales are legal status. The most common procedures performed on the secondary housing market : with a win and remain seller and the buyer. The seller reduced the amount of tax payable from the sale of apartments, and so the buyer gets laundered money. "Make law allows such transactions that is not a uniform system of identification numbers of all taxpayers - individuals. Moreover, there is still no common database for all citizens of Russia, which account for their income ", Lawyer says company Tax Consulting U. K. Andrei Tereshchenko. Experts suggest that these operations are conducted with the shares, and works of art at auction, but in these cases the prices deliberately overstated. The seller receives high and legitimate income. Russian roulette is quite widespread money laundering through lotteries and casinos. The representatives of consulting companies, it is very difficult to determine and verify the facts of money laundering in casinos as with the Treasury gambling house money banknotes can be exchanged for cash, and then present them as a cash payout and transfer cash to the customer. This option is considered reliable enough, because there were witnesses otmyvayuschego money from the gambling establishments. The popularity of gambling on the Internet is growing every day. Hundreds gambling sites that offer users virtual roulette, Black and other games offered by companies registered in the Caribbean. 'Propiska' allows these companies are not subject to the laws of the developed legal and police system and contributes money 'dirty' money by various criminal gangs. Clearly, in most virtual casinos is not asking too much of customers opening an account, you can begin to play, giving only his name and e-mail address. Experts believe that 85% of banks and most financial institutions will strictly adhere to the existing law on money laundering. But smaller banks and rendering office will continue to provide questionable services. Furthermore, there has not yet been attributed to financial "laundry". During four months of the CFM disclosed that only one routine criminal case. Ironically, the committee had already received several hundred thousand messages.